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Retired now, I decided a handgun might come in handy, old people being a target and all. I agonized over what to buy. I read magazines, watched online videos and asked around. I took a Fundamentals course and sought advice from the instructors. While most said 9mm semi-auto was the best choice I started getting vibes from revolvers - they just look like a gun ought to! I finally decided on the Ruger SP101 snub nose (2" barrel). It conceals easily. A Galco "Concealable" holster makes it disappear under a "tall" sized polo shirt. While it's chambered for .357 Magnum, it's a joy to shoot .38 Specials through it and I'm told that a good +P load hollow point has plenty of stopping power. (I chose Speer Gold Dot Short Barrel Personal Protection, 135 grain GDHP.)
It's also a reasonable range gun: if I'm going to use it for personal protection I believe I should gain some competence with it, and Grant Cunningham (in his snub nose book) says the snub nose is easy to shoot, but difficult to shoot well. It's still a challenge for me to put 25 rounds inside a torso target at ten yards, but I'm getting really good at 7. One thing it's not is a hunting weapon, but I'm basically a city boy anyway ;-)
For more accuracy you may want to try 110 grain bullets. I found this weight to really deliver impressive groups at 10 yards from a 2" .38 revolver. The Gold Dots are a great bullet.
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I upgraded the grips and had the factory main spring replaced by a 12# from Wolff. Note the tiny bit of bright nail polish on the front ramp sight, on advice from an instructor. This is a big help for older eyes. I've had it for two years now and I am very happy with it.